Increase near and non-prime auto loan
volumes without the added risk.
No Upfront 
Superior Risk
High-Quality
Higher 
Diversified 
Fully Automated
Our cutting-edge technology transforms
the auto lending industry and change lives.
Highly granular, AI-powered analysis provides
more accurate pricing commensurate
with application risk.
Risk-based pricing model
accounts for specific costs
and ROA targets.
Fully automated technology
delivers the best rate
in under five seconds.
Built-in default protection
from AM Best A-rated
insurers.
01
No startup
costs or hidden
fees.
02
Only pay for
insured loans.
03
Launch in weeks,
not months.
04
Integrates with
most loan
origination systems.
20 Years of
Proprietary Data
$21.1BN in
Insured Auto Loans
450 Financial
Institutions
900K
Loans
Delivers customizable and sophisticated analytics to meet your institution's goals.
Learn how current clients are leveraging Lenders Protection™ Request Info
Open Lending's latest Near and Non-Prime Consumer update shows new and used vehicle markets are stabilizing.
At Open Lending, we see a car as more than a means of transportation — it’s how people access the elements of their lives that are most critical and important to them – from employment opportunities to accessing healthcare to merely connecting them to the people and places that make life rewarding. A car signifies […]
Is your institution adjusting its approach to the requirements of modern automotive lending? The fundamentals of lending – liquidity, yield, credit risk, and cost of funds – remain unchanged and are still critical drivers and measures of success. However, new fundamentals have emerged that every lender should consider just as importan
Open Lending's second annual Lending Enablement Benchmark report explores auto loan delinquency trends and what they mean for financial institutions, opportunities to boost borrower engagement, and more.
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